Budget Report – May 2021 Personal Finance

Welcome To Our May Personal Budget Report! Welcome back, friends. It's been a long, LONG time, but we're finally back with our first posted budget report since December. Don't worry, we've still made sure to meticulously track our spending and finances. We continue to inch slowly toward our goals each month. Every cent has been accounted for in our family budgeting spreadsheet. You may have noticed, however, that I have been more or less radio silent in 2021. Isn't that just life more than a year into a global pandemic? I'll be honest, this house full of teachers got a bit overwhelmed…

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Budget Report – December Personal Finance

It's Budget Report Time Again! Welcome to another monthly budget report. Let me just take a moment to officially welcome you to winter! Hopefully, you enjoyed your holiday season, even if it looked different than normal. Did you remember to ditch the resolutions and set some New Year's SMART goals instead? I'm a little ashamed to admit that I actually haven't written a budget report update since September. At this point, I honestly don't see the sense in going back and trying to publish them this late. Let's just do a quick recap. In October, I may have overdone it a bit…

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Budget Report – September Personal Finance

Welcome To Our September Personal Budget Report! Welcome to another monthly budget report. Can you believe it's officially fall? I'm super hyped up about October. Some of you might even know that this is actually my Blogtober day 5 post!No clue what I’m talking about when I say Blogtober? Head on back to Blogtober Day 1 or this pre-Blogtober post I wrote, and get caught up.I'm not even going to try to hide it. This month didn't go well. I kind of blew my budget buying Halloween decorations this month. It's totally psychological. I'm bummed about the state of the world right now, stir…

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August Budget Report – A Year of Budget Reports!

Welcome To Our August Personal Budget Report! It’s that time again. Here’s our August budget report.Can you guys believe that next month begins a whole new year of budget reports? That’s right, Problems and Projects just celebrated it’s one year Blogiversary! I can’t believe it’s been a whole year.I also can’t believe how far we’ve come, and just how crazy everything has been in the past year. We’ve dealt with illness, hospitalizations, selling our Money Pit house, buying a new home, a global pandemic, an overnight restructuring of our professions, a growing toddler, and so much more.Make sure you check…

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July Budget Report – Real Personal Finance Made Public

Welcome To Our July Personal Budget Report! Welcome to another monthly budget report. It's crazy late, but I have been totally swamped since returning to work this school year. Better late than never! Today, we're reviewing our July budget report to review our spending, savings, and debt repayment.Our spending is a bit higher than normal this month. We've been doing some preparatory shopping to get ready for going back to school in August. I've also noticed quite a bit more scarcity of items in the store, and prices are rising. On top of that, we did some Halloween spending. It's been…

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Budget Report – May Personal Finance

Welcome To Our May Personal Budget Report! It's budget report time again. This time, we'll look at May's savings, spending, and debt repayment.This report comes a little late intentionally. It just didn't feel right to release my monthly report at the very beginning of June. I released this post instead to share my feelings about recent events and what you can do if you're not sure how to help.Remember, every month from June to February, half of all my online earnings will be donated to a cause that supports the fight for equality and justice. You'll start to see that…

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Budget Report – February Personal Finance

Welcome To Our February Personal Budget Report! It's time for our February Personal Budget Report.I managed to get this report up in a reasonable amount of time! Way to go, me!In February, we had a lot of things fall conveniently into place. That alone made February one of the best months we've had in a while. As a result, our numbers look really, really good. Our progress this month is a little bit artificially inflated, but we still had to do the work, focus on our spending, and make wise choices with the money we had. So, let's look at last…

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Budget Report – January Personal Finance

Welcome To Our January Personal Budget Report! It's time for our January Personal Budget Report. I haven't been here much lately. In fact, it's already mid February, and I'm just getting around to this report! We've been in survival mode for about two months now. So I hope you can forgive my absence! I'm hoping to build back up to a more consistent posting schedule.January was a crazy month. We all came down with the flu simultaneously. I actually caught it twice. Mr. P&P concussed himself opening the car door. Then there was the move... We are officially out of sick days. Keep…

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Budget Report – November Personal Finance

Welcome To Our November Personal Budget Report! It's time for our November Personal Budget Report. This month actually went pretty well even though we had Thanksgiving and some more unexpected setbacks.Big changes might be on the horizon for Problems and Projects! But I don't want to give too much away just yet.We actually finally reached our goal of saving up enough money to get Mr. P&P living on last month's income. However, this money will likely be used in other ways in December. As I said, big changes could be ahead!So, let's look at last month's earning, spending, and saving!Check…

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Budget Report – October Personal Finance

Welcome To Our October Personal Budget Report! It's time for our October Personal Budget Report. This month has been a doozy.We did not save up enough money this month to get Mr. P&P a month ahead. But it wasn't for lack of trying! We are having one of those "if it can go wrong, it will" sort of months! So, let's assess the damage!Check out these links to see previous Budget Reports!August 2019 Budget ReportSeptember 2019 Budget ReportProblems and Projects is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites…

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