Budgeting Archives - Problems and Projects

Budget Report – May 2021 Personal Finance

Welcome To Our May Personal Budget Report! Welcome back, friends. It's been a long, LONG time, but we're finally back with our first posted budget report since December. Don't worry, we've still made sure to meticulously track our spending and finances. We continue to inch slowly toward our goals each month. Every cent has been accounted for in our family budgeting spreadsheet. You may have noticed, however, that I have been more or less radio silent in 2021. Isn't that just life more than a year into a global pandemic? I'll be honest, this house full of teachers got a bit overwhelmed…

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June 5, 2021

Budget Report / Budgeting

Budget Report – December Personal Finance

It's Budget Report Time Again! Welcome to another monthly budget report. Let me just take a moment to officially welcome you to winter! Hopefully, you enjoyed your holiday season, even if it looked different than normal. Did you remember to ditch the resolutions and set some New Year's SMART goals instead? I'm a little ashamed to admit that I actually haven't written a budget report update since September. At this point, I honestly don't see the sense in going back and trying to publish them this late. Let's just do a quick recap. In October, I may have overdone it a bit…

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January 5, 2021

Blogmas / Budgeting / Debt Reduction / Money

How to Master Your Money with 38 Expert Resources

Personal finance is so ... well .... personal. What works for me might not be the perfect fit for you, and that's ok! Luckily, there's no single right way to manage your money! I've got some great resources on the blog that share how I like to handle money. However, if you're looking for something different, or maybe you want a lot of options from which to choose, I've got something incredible to share for Blogmas Day 4! The Master Your Money Super Bundle. Clueless about Blogmas? Check out this post from day 1, where I break down exactly what Blogmas is,…

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December 8, 2020

Budget Report / Budgeting

Budget Report – September Personal Finance

Welcome To Our September Personal Budget Report! Welcome to another monthly budget report. Can you believe it's officially fall? I'm super hyped up about October. Some of you might even know that this is actually my Blogtober day 5 post!No clue what I’m talking about when I say Blogtober? Head on back to Blogtober Day 1 or this pre-Blogtober post I wrote, and get caught up.I'm not even going to try to hide it. This month didn't go well. I kind of blew my budget buying Halloween decorations this month. It's totally psychological. I'm bummed about the state of the world right now, stir…

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October 5, 2020

Budget Report / Budgeting

August Budget Report – A Year of Budget Reports!

Welcome To Our August Personal Budget Report! It’s that time again. Here’s our August budget report.Can you guys believe that next month begins a whole new year of budget reports? That’s right, Problems and Projects just celebrated it’s one year Blogiversary! I can’t believe it’s been a whole year.I also can’t believe how far we’ve come, and just how crazy everything has been in the past year. We’ve dealt with illness, hospitalizations, selling our Money Pit house, buying a new home, a global pandemic, an overnight restructuring of our professions, a growing toddler, and so much more.Make sure you check…

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September 10, 2020

Budget Report / Budgeting

July Budget Report – Real Personal Finance Made Public

Welcome To Our July Personal Budget Report! Welcome to another monthly budget report. It's crazy late, but I have been totally swamped since returning to work this school year. Better late than never! Today, we're reviewing our July budget report to review our spending, savings, and debt repayment.Our spending is a bit higher than normal this month. We've been doing some preparatory shopping to get ready for going back to school in August. I've also noticed quite a bit more scarcity of items in the store, and prices are rising. On top of that, we did some Halloween spending. It's been…

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August 23, 2020

Budget Report

Budget Report – June Personal Finance

Welcome To Our June Personal Budget Report! Alright, I think a full month of radio silence is probably enough. It's budget report time again. Today, we'll look at June's savings, spending, and debt repayment.Guys, I have been STRUGGLING with my motivation for the past month. I've done nothing for the blog at all, not even post links on Twitter. I had really hoped to be more productive than this, but such is life sometimes. We're on week number ... 16?... of almost complete isolation. We're alternating trips to the grocery store just to get out, and Baby Girl is getting extremely…

15 Comments

July 6, 2020

Budget Report

Budget Report – May Personal Finance

Welcome To Our May Personal Budget Report! It's budget report time again. This time, we'll look at May's savings, spending, and debt repayment.This report comes a little late intentionally. It just didn't feel right to release my monthly report at the very beginning of June. I released this post instead to share my feelings about recent events and what you can do if you're not sure how to help.Remember, every month from June to February, half of all my online earnings will be donated to a cause that supports the fight for equality and justice. You'll start to see that…

5 Comments

June 7, 2020

Budget Report

Budget Report – April Personal Finance

Welcome To Our April Personal Budget Report! It's time for our April Personal Budget Report.Yes, I'm posting March and April a week into May. I don't know what happened last month! The post was written and ready, but never actually posted. I'm going to blame internet connectivity problems. We've had lots of problems with our internet connection since the shelter in place orders and working from home started.Oh, yeah, let's talk about working from home. Ya'll, Mr. P&P and I both teaching elementary school from home without childcare for my 2 year old is not my favorite. It has been…

11 Comments

May 9, 2020

Budget Report

Budget Report – March Personal Finance

Welcome To Our March Personal Budget Report! It's time for our (a few days late) March Personal Budget Report.How's everyone holding up in isolation? I can tell you that we're ready to get back to life as usual, and we're introverts! I feel my my extroverted or single peeps. Hang in there, guys. It's not forever. We'll get through this. Isolation has done some interesting things to our budget this month. In some areas, we've hardly spent any money. While in others, we went way ... WAY ... over budget. If you're looking for some reading material related to world events right…

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May 9, 2020